Ask Ralph: Financially Confident Christian
Are you a Christian longing to honor God in every aspect of your life, including your finances? The Ask Ralph Podcast is your guide to finding financial freedom, making wise money decisions, and aligning your resources with your faith. Your host, Ralph Estep, Jr., brings a unique combination of exp...
Recent Episodes
June 15, 2025
Are You Ready to Finally Tackle Debt & Build Your Savings?
If you’ve been carrying the weight of debt and avoiding your credit report like it’s bad news waiting to happen, you’re not alone—and you don’t have to stay stuck. In this special Sunday recap episode, Ralph walks through six...
June 14, 2025
What Are 3 Quick Ways to Boost My Credit Score Right Away?
Sometimes, all it takes is one number to throw off your financial confidence. If you’ve recently checked your credit score and felt stuck, disappointed, or unsure where to begin, you’re not alone. In this episode, Ralph share...
June 13, 2025
How Can I Fix Mistakes and Improve My Credit Score?
If you’ve ever looked at your credit report and felt overwhelmed by errors or discouraged by a low score, you’re not alone. In this episode of Financially Confident Christian , Ralph helps you move from frustration to clarity...
June 12, 2025
What Does My Credit Score Actually Mean for Me?
For many, a credit score is just a mysterious number—one that seems to hold power over major life decisions like renting a home, getting a car, or even turning on utilities. But what if, instead of avoiding it, you understood...
June 11, 2025
Can I Use Credit Wisely Without Falling Into Debt?
For many, credit feels like a trap waiting to snap shut—something to avoid completely out of fear of falling back into debt. But what if the problem isn’t credit itself, but how it’s used? In this episode of Financially Confi...
June 10, 2025
How Can I Avoid Getting Back Into Debt?
You’ve worked hard to pay down debt and build momentum, but now comes the part no one talks about enough— how to protect your progress. In this episode of Financially Confident Christian , Ralph unpacks why staying out of deb...
June 9, 2025
Are Balance Transfers & Consolidation a Trap or a True Escape from Debt?
When you're stuck in a cycle of high-interest payments and financial stress, those balance transfer or consolidation offers can feel like a lifeline. But are they really the way out, or just another detour that keeps you stuc...
June 8, 2025
When the Numbers Hurt: Can Faith Truly Heal Our Financial Fears?
In this special live show episode of Financially Confident Christian , Ralph and co-host Craig respond to real listener questions about the emotional weight of money struggles. From the shame of past financial mistakes to the...
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