Ask Ralph: Financially Confident Christian

Season 7

Dec. 15, 2025

Drifting Without Direction? Will You Let God Lead Your Money?

Ever feel like you’re just going through the motions with your finances but not really getting anywhere? Trust me, you’re not alone, and guess what? You’re not failing; you’re just drifting a bit. Drifting Without Direction? ...
Dec. 14, 2025

Feeling Stalled? Which New Money Skill Will Grow You Next Year?

We're diving into some real talk about financial growth today, and the big takeaway? Mastering just one financial skill can seriously boost your confidence and your wallet. Feeling Stalled? Which New Money Skill Will Grow You...
Dec. 13, 2025

Why Does Getting Organized Feel So Overwhelming?

Why Does Getting Organized Feel So Overwhelming? Ready to tackle that mess? We’re diving into the chaos of clutter and how to transform it into sweet, sweet peace. I’m talking about the three-bin method: scan, file, and shred...
Dec. 12, 2025

Why Do I Keep Saying ‘I’ll Do It Later?'

I’m diving into the procrastination trap today, and let me tell you—it’s a slippery slope! Why do I keep saying, “I’ll do it later?” A whopping 71% of us admit to putting things off, and honestly, I thought that number would ...
Dec. 11, 2025

Why Can’t I Keep My Financial Resolutions?

So, here’s the lowdown: we’re diving into why those New Year’s resolutions tend to crash and burn faster than you can say “gym membership.” I mean, we’re all fired up in January, right? But by February, it’s like we’ve hit a ...
Dec. 10, 2025

Why Do My Money Goals Never Stick?

We’re diving into how to turn those big financial dreams into real, actionable goals that stick. Why Do My Money Goals Never Stick? You know that moment when you’re pumped in January but by February, it’s like, “What was I ev...
Dec. 9, 2025

Why Do Big Bills Keep Blindsiding Me?

Big bills can hit us like a ton of bricks, right? We’ve all felt that gut-wrenching panic when an unexpected expense pops up. But here’s the kicker: most of those surprises aren’t really surprises at all; they’re just unplann...
Dec. 8, 2025

Why Do I Always Blow My January Budget?

Feeling like January's got you in a chokehold? Why Do I Always Blow My January Budget? You're definitely not alone! We dive into that all-too-familiar struggle of starting the new year with high hopes and watching them crash ...
Dec. 7, 2025

Does My Giving Even Matter?

Today, we’re diving into a pretty relatable topic: Does My Giving Even Matter? I mean, who hasn’t looked at the big givers and thought, “What’s the point of my few bucks?” Here’s the deal—every little bit counts, and that’s w...
Dec. 6, 2025

Nervous to Check Your Investments? A Gentle Review for Peace

Hey folks, today we’re diving into the nitty-gritty of facing our investments without losing our cool. Nervous to Check Your Investments? A Gentle Review for Peace. I mean, let’s be real: the markets can feel like a rollercoa...
Dec. 5, 2025

Anxious About Savings? How to See God’s Provision in Your Progress

Today, we're diving into a topic that hits home for a lot of us: Anxious About Savings? How to See God’s Provision in Your Progress . Our listener brought up a great question about how to stop stressing and start trusting in ...
Dec. 4, 2025

Discouraged by Slow Debt Progress? You’re Doing Better Than You Think

Ever feel like you're stuck in a never-ending battle with credit card debt? Yeah, I get it. We dive into that struggle today, tackling the question of how to stay hopeful when those payments seem to vanish into thin air. The ...
Dec. 3, 2025

Ashamed of Budget Mistakes? Let’s Debrief Without the Guilt

Budgeting can feel like a real bear, right? Well, get this: about 65% of households struggle to stick to a budget for even just three months. That’s a hefty number, and honestly, I think it might be even worse for just one mo...
Dec. 2, 2025

Feeling Overwhelmed? Your 5-Step December Checklist for Financial Peace

Only about one in three folks actually sit down to make a year-end financial checklist, and let me tell you, those who do feel 50% less stressed! Who wouldn’t want that kind of chill vibe during the holiday madness, right? Fe...
Dec. 1, 2025

Ashamed of Your Money Mistakes? Ready to Reflect?

Feeling stuck with your finances? You're not alone, my friend—63% of Americans feel the same way! Today, we dive into how looking back at our financial decisions can actually help us grow instead of just bringing us down. Ash...
Nov. 30, 2025

Why Am I Still So Worried About Christmas?

Feeling the holiday pressure? Why Am I Still So Worried About Christmas? I totally get it! We dive into the real deal about Christmas stress and how it's all about letting go of that pesky perfection. Seriously, perfection is...
Nov. 29, 2025

Are You Worshipping the God of Entitlement?

Entitlement is like that pesky house guest who just won't leave, and today we're diving deep into why it's taking over our holiday vibes. Are You Worshipping the God of Entitlement? We chat about how this spirit of entitlemen...
Nov. 28, 2025

Why Do I Still Feel Poor When God’s Given Me So Much?

Ever feel like you’re missing out, even when life’s throwing blessings your way? Yeah, I get it. In today’s chat, we dive into the wild world of comparison, especially during the holidays when everyone’s flexing on social med...
Nov. 27, 2025

Why Does God Feel So Silent Right Now?

Ever feel like you're shouting into the void and no one's listening? Well, we’re diving deep into that vibe today. We're tackling the tough question: “ Why Does God Feel So Silent Right Now? ” I share my own story of waiting ...
Nov. 26, 2025

Why Am I Dreading December Already?

Why Am I Dreading December Already? Feeling anxious about the holiday season before it even kicks off? Yeah, you're not alone, my friend. A whopping 72% of folks say this time of year is their most stressful. But don't sweat ...
Nov. 25, 2025

Why Does Gratitude Feel So Hard Now?

Today, we're diving into the power of gratitude and how it can totally flip the script on your holiday stress. Feeling tired and distracted? Why Does Gratitude Feel So Hard Now? You're not alone, but we’ve got the remedy! Pra...
Nov. 24, 2025

How Can I Prevent Feeling Drained After Christmas?

Yo, folks! Let’s dive right into the holiday chaos and stress, 'cause guess what? A recent study showed that a whopping 89% of us are feeling the holiday crunch. How Can I Prevent Feeling Drained After Christmas? Seriously, i...
Nov. 23, 2025

Celebrating Everything Except the Real Reason?

We're diving deep into the real reason for Christmas and how to keep the holiday spirit alive without losing our minds or our wallets. Did you know that 54% of folks don’t see Christmas as a religious holiday anymore? That's ...
Nov. 22, 2025

Doing Everything, Connecting with No One?

Holidays feeling like a whirlwind? Yeah, I feel ya. Turns out, a whopping 80% of us are so busy making everything magical for others that we totally forget about our own needs. Moms, in particular, are feeling the heat more t...