Season 6
March 18, 2024
Private Mortgage Insurance
Want to free up cashflow and eliminate unnecessary expenses in your mortgage payments? Listen to Ralph Estep, Jr., as he discusses Private Mortgage Insurance (PMI) to discover practical tips for getting rid of this costly add...
March 17, 2024
Healing Your Finances
Ready to transform your financial situation in Jesus' name? Join Ralph Estep, Jr., as he dives into the power of faith and biblical principles for healing your finances. Ralph provides actionable, biblical based steps to hea...
March 16, 2024
New Employee vs Independent Contractor Rule Effective March 11
Join us on the Ask Ralph Show as we unravel the Employee vs. Independent Contractor dilemma in the new rules effective from March 11th, 2024! Learn how to navigate the complex world of worker classification and protect your b...
March 15, 2024
Inherited IRA Rules
Exploring Inherited IRA Rules! Unravel the complexities of managing an Inherited IRA with our latest podcast episode. Learn about distribution options, tax implications, and actionable advice to optimize your inheritance. LI...
March 14, 2024
Simpler IRS Notices
Have you ever been puzzled by an IRS notice? Discover how the IRS has simplified their notices to make things clearer and easier for you to understand. Join Ralph Estep, Jr., as he reviews the simpler IRS notices and how to e...
March 13, 2024
Common Money Wasters
Are your everyday expenses draining your bank account like a leaky faucet? Join Ralph Estep, Jr., as he reveals the secrets to identifying and battling common money wasters who may become money monsters in your budget. LISTE...
March 12, 2024
Best ToDo List
Dive into the world of to-do lists from a Christian perspective on our latest episode! Learn how to manage your time effectively and prioritize your tasks in a way that glorifies God. Join Ralph Estep, Jr., as he explores the...
March 11, 2024
Prepaying Your Mortgage
Discover the Secrets of Prepaying your mortgage and how you can save thousands of dollars over the life of the loan and have your home paid off in far fewer years. Join Ralph Estep, Jr., as he make the complex simple and puts...
March 10, 2024
Building Your House on Sand
'Building Your House on Sand,' we tackle the importance of finding true sources of security and making wise financial choices. Join Ralph Estep, Jr., as he explores personal stories of instability and share practical steps fo...
March 9, 2024
Navigating Finances in Divorce
Going through a divorce can leave you feeling overwhelmed, especially when it comes to finances. Join Ralph Estep, Jr., as he offers actionable steps in navigating finances in divorce. Learn about appraisals, consulting profe...
March 8, 2024
The Ten Biggest Mortgage Mistakes and How to Avoid Them
The Ten Biggest Mortgage Mistakes and How to Avoid Them Looking to buy or refinance a home? Don't make these common mortgage mistakes! Join Ralph Estep, Jr., as he shares valuable tips and insights to help you navigate the mo...
March 7, 2024
When you Owe the IRS
Attention all taxpayers! Did you know millions of people face the reality of owing money to the IRS every year? When you owe the IRS unpacks the secrets to resolving tax debt stress-free. Don't miss out on Ralph's expert advi...
March 6, 2024
Business Myths Debunked
Did you know that some of the most commonly believed business myths are actually holding you back? Join Ralph Estep, Jr., as he takes a more serious tone in this episode - business myths debunked. Ralph provides concrete ac...
March 5, 2024
QR Codes Demystified
Curious about those little square codes that are popping up everywhere? We dive into the world of QR codes, their origin, practical uses, and potential scams to watch out for - QR Codes Demystified and stay informed! LISTEN...
March 4, 2024
23 Frugal Habits
Find out how to make intentional choices that can lead to a more fulfilling and financially secure life. Discover 23 frugal habits that align with your values in our latest podcast episode. LISTEN NOW Please share our Podcast...
March 3, 2024
Keeping Faith in Failures
Failure doesn't define us, it refines us. Join Ralph Estep, Jr., as he discusses practical steps to keeping faith in failures during challenging times. Let's rise above failures together! LISTEN NOW Please share our Podcast w...
March 2, 2024
Navigating the Challenges of Brick and Mortar Businesses: A Discussion with JoJo Struebing
Navigating the maze of entrepreneurship isn't always straightforward, especially when it comes to brick and mortar businesses. It entails diving into an entirely new world, dealing with demanding customers, adjusting to fluct...
March 1, 2024
Five Common Social Security Myths that Will Ruin Your Retirement
Worried about your retirement? Don't fall for the misconceptions about social security. Join Ralph Estep, Jr., and learn the truth behind common social security myths and protect your future. LISTEN NOW Please share our Podca...
Feb. 29, 2024
10 IRS Audit Flags
Worried about IRS audits? We've got you covered! In our latest podcast episode of the top 10 IRS Audit Flags, we spill the beans on the common mistakes that could land you in the hot seat with the IRS. Learn the secrets to pr...
Feb. 28, 2024
Unusual Business Titles
Are you ready for something different? Join me on the Ask Ralph Show as we take a break from the norm and delve into the realm of unusual business titles. From the Director of First Impressions to the Chief Listening Officer,...
Feb. 27, 2024
Using Online Tax Software or Selecting an Accountant
Join Ralph Estep Jr., as he discusses the decision of using online tax software or selecting an accountant to handle your annual tax preparation. It explores the complexities of tax situations, the advantages of personalized ...
Feb. 26, 2024
Reigniting a Passion in Your Business
Ralph discusses the common challenge of losing motivation and passion in running a small business. He shares strategies for reconnecting with the initial spark that inspired entrepreneurship and finding renewed joy in the bus...
Feb. 25, 2024
The Gift of Forgiveness: Extending Grace to Others
The show is a reflection on the transformative power of forgiveness and the act of extending grace to others, particularly focusing on how forgiveness can impact one's financial well-being and overall life. Join Ralph Estep, ...
Feb. 24, 2024
Navigating Real Estate with Gina Crowder
The host, Ralph, and his guest, Realtor Gina McCollum Crowder, discuss a range of topics surrounding real estate investing including making the most of real estate investments, buying and selling property to maximize financia...