Ask Ralph: Financially Confident Christian

Episodes

Oct. 30, 2025

Building Your Investment Confidence: From Fear to Faith?

Fear is a major roadblock when it comes to investing, and trust me, you're not alone in feeling that way. A whopping 42% of folks in the U.S. admit that fear keeps them from taking the plunge into investing. But here's the de...
Oct. 29, 2025

What Investment Mistakes Should I Absolutely Avoid?

Today, we're diving into the nitty-gritty of investing mistakes we all want to avoid. What Investment Mistakes Should I Absolutely Avoid? We kick things off with a real talk about how fear can totally mess with our investment...
Oct. 28, 2025

The Ultimate Long-Term View: Investing for Eternity?

Have you ever thought about your investments in terms of eternity? Yeah, it's a wild concept, right? We dive into some serious numbers today, like the fact that U.S. retirement assets are sitting at a jaw-dropping $43 trillio...
Oct. 27, 2025

How Can My Investments Fund My God-Given Calling?

Are you ready to flip the script on how you think about investments? This episode dives into the juicy question of whether money is just about greed or if it can actually help you live out your Christian calling right now. Ho...
Oct. 26, 2025

Investing with Generosity: Tithing & Giving from Your Growth?

Today, we're diving into a super interesting question about tithing from investment growth. Investing with Generosity: Tithing & Giving from Your Growth? You know, it's not just about that paycheck; it’s about giving from all...
Oct. 25, 2025

Understanding Behavioral Finance: Why Emotions Affect Your Investing?

Money issues can be a real pain, but guess what? The biggest threat to our cash flow isn't the market; it's us and our emotions! Yep, a whopping 78% of folks in the U.S. are sweating bullets about investing. Today, we're divi...
Oct. 24, 2025

What’s a Financial Advisor, and Do I Need One for Investing?

We're diving into the nitty-gritty of whether you really need a financial advisor or if you can just wing it on your own. Spoiler alert: trust is the name of the game! A whopping 25% of Americans are working with financial ad...
Oct. 23, 2025

How Can I Invest to Create Passive Income Streams?

Today, we’re diving into the world of passive income and trust me, it’s not just for the rich folks! Did you know that over half of Americans are already raking in some sort of passive income? Yeah, that’s right! How Can I In...
Oct. 22, 2025

Investing for Your Children’s Future: Beyond the Piggy Bank?

Today, we’re diving into the nitty-gritty of teaching our kids about money and laying down some solid financial foundations for their futures. Remember that cute piggy bank? Well, it’s a great start, but we can’t just stop th...
Oct. 21, 2025

Reviewing Your Investments: When to Check Your Portfolio?

We're diving into some eye-popping stats about financial literacy today, and trust me, they’re a real wake-up call. Did you know that a jaw-dropping 46% of Americans have no clue where their 401k contributions are going? And ...
Oct. 20, 2025

What Does it Mean to “Buy Low, Sell High,” and is it Possible?

Today, we’re diving into the age-old advice of “buy low, sell high.” Sounds easy, right? But let’s be real—if it were that simple, we’d all be rolling in dough like Bill Gates! What Does it Mean to “Buy Low, Sell High,” and i...
Oct. 19, 2025

Getting Started with Ethical Investing: Aligning Money with Values?

Are your investments quietly funding stuff that doesn’t vibe with your values? That’s the big question we dive into today. We’re talking about ethical investing and how it can help you align your cash flow with your beliefs. ...
Oct. 18, 2025

Should You Invest in Real Estate Beyond Your Home?

Real estate might sound like the golden ticket to wealth, but let me hit you with the truth: it can also turn you into an on-call plumber for random folks. I mean, we’re talking about the kind of job where you might just drop...
Oct. 17, 2025

The Importance of Investing Regularly: Dollar-Cost Averaging?

Today, we're diving into the wild world of investing and why trying to time the market is like chasing a falling knife—you might get lucky, but more often, you're just gonna end up with a cut. The Importance of Investing Regu...
Oct. 16, 2025

Avoiding Investment Scams: How to Spot Red Flags?

Alright, folks, let’s dive into some serious stuff today—investment scams. Did you know that in the U.S. alone, a whopping $5.7 billion was lost to these sneaky fraudsters last year? That’s a billion with a "B"! And get this,...
Oct. 15, 2025

Understanding Market Cycles: Investing with Patience and Faith?

Buckle up, folks, because today we're diving into the wild world of the stock market, and let me tell ya, it’s a roller coaster ride! We’re tackling that gnawing fear that hits when the market takes a nosedive and discussing ...
Oct. 14, 2025

Behavior vs. Knowledge: Why Your Habits Matter More Than Information?

Ever find yourself saying, "I know what I should do, but why can't I just do it?" Yeah, me too! It’s a struggle we all face, especially when it comes to money. In today’s chat, we dive into why following through on our financ...
Oct. 13, 2025

Diversification: Why shouldn’t I put all my eggs in one basket?

We're diving into the world of diversification today, and trust me, it's all about not putting all your eggs in one basket. Diversification: Why shouldn’t I put all my eggs in one basket? We’ve got a listener asking the milli...
Oct. 12, 2025

Investing for Other Goals: Home, College, or Big Purchases?

Today we're diving into a super important topic: investing isn't just about saving for retirement, folks! We’ve got to chat about all those other life goals, like buying a house or sending the kids to college. Investing for O...
Oct. 11, 2025

How do I invest beyond my 401K for success?

Today, we’re diving into a crucial topic: why just getting that 401k match isn’t cutting it. Imagine you’re out for a chill walk and you spot a crisp hundred-dollar bill on the sidewalk—do you pick it up? Of course, you do! B...
Oct. 10, 2025

Understanding Investment Fees: Are They Eating Your Returns?

Alright, folks, let’s dive into some juicy money talk! Did you know that a whopping 21% of investors think they pay no fees on their investments? Yep, crazy, right? Today, we’re breaking down why understanding those sneaky fe...
Oct. 9, 2025

Automating Your Investments: Consistent Growth, Less Stress?

Today, we're diving into the world of automation and why it’s a total game-changer for your investments. Seriously, if you're like me, juggling a million things in life, setting up automated contributions can take a load off ...
Oct. 8, 2025

The Power of Compounding: How to Make Your Money Work for You?

Ready to dive into some financial magic? Today, we’re talking about compound interest, and trust me, it’s a big deal. It’s like your money is throwing a party, and every time it gets a little bit bigger, it invites more frien...
Oct. 7, 2025

What Are Mutual Funds & ETFs: Your Easy Button for Diversification?

You ever wish investing could be as easy as hitting a Staples button? Well, Ralph’s got the scoop on mutual funds and ETFs, and trust me, they’re way less complicated than they sound. A listener asked about these bad boys, an...