Ask Ralph: Financially Confident Christian

Episodes

Jan. 8, 2026

Budget Anxiety? Here’s the Fix.

Budgeting doesn’t have to be a burden; in fact, it can be your pathway to real financial freedom. In this episode, “Budget Anxiety? Here’s the Fix,” I walk through why a budget is better understood as a roadmap to peace rathe...
Jan. 7, 2026

Feeling Broke and Broken? Christ Can Reset You.

New year, new you—right? That pressure to change can feel overwhelming. Goals, habits, and planning all matter; the real game-changer, however, is the grace that comes from Jesus. In this episode, “Feeling Broke and Broken? C...
Jan. 6, 2026

Feeling Aimless? Build Your 2026 Vision.

Feeling Aimless? Build Your 2026 Vision. Today, we're diving into how a vision board can totally transform your financial game. Seriously, it’s all about creating that visual reminder that keeps your goals front and center, s...
Jan. 5, 2026

Subscription Chaos? Clean It Up Today

Feeling like your finances are a chaotic mess? You’re not alone, and trust me, it’s totally normal to feel overwhelmed by all that financial clutter – accounts, bills, subscriptions, you name it. The good news? We’re diving i...
Jan. 4, 2026

Tired of Resolutions Failing? Build Money Habits That Actually Last!

Tired of Resolutions Failing? Build Money Habits That Actually Last! Let’s flip the script and talk about building habits that actually stick around like that one friend who never leaves the party. We’re diving into how small...
Jan. 3, 2026

Overwhelmed Already? What 3 Money Moves Set Your Year Up Right?

Feeling a bit lost in the sea of goals for 2026? You’re not alone, and trust me, we’ve all been there. Overwhelmed Already? What 3 Money Moves Set Your Year Up Right? Today, we're diving into the art of prioritizing because i...
Jan. 2, 2026

Still Carrying Last Year’s Weight? It's Time to Close the Book on 2025!

Let’s take a chill pill before we dive into 2026, shall we? Still Carrying Last Year’s Weight? It's Time to Close the Book on 2025! We’ve all been there, rushing ahead while our hearts are still stuck in the past, right? So, ...
Jan. 1, 2026

New year, same bills. Want a fresh start?

New year, same bills. Want a fresh start? This episode is all about shaking off last year’s stress and diving into a fresh start, because guess what? New year, new mercy! We chat about how we don’t need to drag our baggage in...
Dec. 31, 2025

Afraid You’ll Stall Again?

Today, we’re diving into why New Year’s resolutions can be more pressure than pleasure. Let’s be real. Who hasn’t set some grand goal only to crash and burn by week two? Afraid You’ll Stall Again? I mean, I’m usually done by ...
Dec. 30, 2025

Feeling Lost Heading Into January?

Feeling Lost Heading Into January? Trust me, you’re not alone! Today, we're diving into how to tackle that overwhelming to-do list and swap chaos for calm. I’ll share my top five action steps, what I like to call the Focus 5,...
Dec. 29, 2025

Feeling Scattered Already?

Feeling pumped in January, but then kind of drifting by week two? Feeling Scattered Already? Yeah, we’ve all been there. Today, we’re diving into the power of small, intentional choices that can totally change your game. Seri...
Dec. 28, 2025

Who’s on Your Financial Dream Team?

Are you trying to handle your entire financial world by yourself? Who’s on Your Financial Dream Team? Well, let me tell you, you’re not meant to do it solo! In this episode, we dive into the importance of having your own fina...
Dec. 27, 2025

Unsure Where to Start? What’s Your First Step into the New Year?

Unsure Where to Start? What’s Your First Step into the New Year? We’re diving into how to build real momentum without the pressure of those pesky resolutions that nobody actually follows. The key takeaway? You don’t need to b...
Dec. 26, 2025

Stuck in Old Money Stories? Ready for a Growth Mindset?

Feeling like you're just bad with money? Trust me, you're not alone. A ton of folks carry that same weight around, but it’s time to flip the script! Stuck in Old Money Stories? Ready for a Growth Mindset? We dive into how tho...
Dec. 25, 2025

Chasing the Wrong Treasure?

Today is all about flipping the script on what we think wealth really is. Chasing the Wrong Treasure? Christmas isn’t just about the gifts and chaos; it’s a chance to reset our hearts and remember that true riches come from C...
Dec. 24, 2025

Why Do You Hide Your Wins?

We're diving into the heart of Christmas Eve, a time to pause and reflect on our wins from the past year. Why Do You Hide Your Wins? If you've been beating yourself up about not hitting every goal, let’s flip that script! Pro...
Dec. 23, 2025

Confused by Tax Changes? What’s the ONE Thing You Must Know?

Confused by Tax Changes? What’s the ONE Thing You Must Know? Today, we’re diving into the wild world of taxes because let’s face it, tax season can stress anyone out. With all the rule changes, it’s easy to feel like you’re o...
Dec. 22, 2025

Anxious About January Bills? How Prep Can Calm the Storm

January can hit like a freight train, right? All those bills and expenses seem to pile up outta nowhere, making us feel like we’re drowning in financial chaos. But guess what? You don’t have to let January push you around thi...
Dec. 21, 2025

Afraid of Next Year? Let's break that fear!

Afraid of Next Year? Let's break that fear! You're not alone, my friend! With prices climbing and income feeling like a rollercoaster, it’s easy to get caught up in that spiral of worry. But don’t sweat it; fear might love to...
Dec. 20, 2025

Easily Swayed by ‘Deals’? I have the solution!

Ready to kick off the new year with a bang, but feeling like temptation's got your number? Easily Swayed by ‘Deals’? I have the solution! This episode dives into how to dodge those sneaky traps that pop up just when you're tr...
Dec. 19, 2025

Worried Your Money Isn’t Safe? Ready for a Cyber Refresh?

Worried Your Money Isn’t Safe? Ready for a Cyber Refresh? You're not alone, my friend. In this episode, we dive into the reality that when our finances are online, a single click or a sneaky scam can mess things up big time, ...
Dec. 18, 2025

Trying to Grow Alone? Who’s Guiding You This Year?

We’re diving deep into the world of support and accountability today, folks! Trying to Grow Alone? Who’s Guiding You This Year? If you’re feeling like you’re drifting solo on this journey, don’t sweat it—you're definitely not...
Dec. 17, 2025

Does Anyone Even Care About Our Money but Me?

Feeling like you’re the lone ranger in your family’s financial saga? Trust me, I get it. Does Anyone Even Care About Our Money but Me? It’s tough being the one juggling budgets, bills, and trying to make progress while your s...
Dec. 16, 2025

Shaken by This Year? How Do You Build Financial Resilience?

Feeling a bit shaky after this wild year? You're not alone! We dive into how to bounce back when life throws unexpected curveballs, like surprise bills or family emergencies. The main takeaway? Resilience isn’t just about luc...