Episodes
Oct. 7, 2025
What Are Mutual Funds & ETFs: Your Easy Button for Diversification?
You ever wish investing could be as easy as hitting a Staples button? Well, Ralph’s got the scoop on mutual funds and ETFs, and trust me, they’re way less complicated than they sound. A listener asked about these bad boys, an...
Oct. 6, 2025
Understanding Bonds: The “Safe Bet” in Your Portfolio?
Alright, let's dive into the world of bonds, shall we? Today, we're breaking down why these bad boys are often touted as the safe bet in investing. Understanding Bonds: The “Safe Bet” in Your Portfolio? But what does that rea...
Oct. 5, 2025
Demystifying Stocks: What Are They and How Do They Work?
Stocks don’t have to be all fancy-pants and complicated, folks! Today, we’re diving into the basics of what stocks really are and how they work, all in plain English. Trust me, if you’ve ever felt like stocks are just for Wal...
Oct. 4, 2025
What’s Your Investment Horizon: Short-Term vs. Long-Term Goals?
Today, we're diving into the nitty-gritty of investing for both short and long-term goals. You know that feeling when you’re not sure if you should stash cash for that upcoming vacation or let it ride for retirement? Yeah, we...
Oct. 3, 2025
Understanding Risk vs. Reward: How Much is Right for You?
Today, we're diving into the nitty-gritty of balancing risk and reward in investing. You know, it's like trying to find the sweet spot between jumping in headfirst and tiptoeing around the pool. I'm here to help you figure ou...
Oct. 2, 2025
Is Investing Only for the Rich? How to Start Small?
Today we're diving into the idea that investing isn't just for the big shots in fancy suits—it's for everyday folks like you and me, starting with just $25 a month! I mean, how cool is that? We’ll chat about how you can take ...
Oct. 1, 2025
What Even IS Investing, and Why Does It Matter for Me?
Investing isn’t just for the rich folks in their fancy suits—it’s for everyone, including you! That’s why we’re starting this series by asking a big question: What Even IS Investing, and Why Does It Matter for Me? A lot of pe...
Sept. 30, 2025
Am I Ready for My Next Level of Financial Confidence?
Today, we’re diving into that big question: Am I Ready for My Next Level of Financial Confidence? If you’re sitting there wondering if it’s time to trust God more or just chill, you’re not alone, my friend. Trust me, I’ve bee...
Sept. 29, 2025
How Can I Practice Grace When My Financial Habits Aren’t Perfect?
Ever felt like you’re totally nailing your budget, then BAM, you overspend and that inner critic starts yelling? Yeah, I’ve been there too. Today, we’re diving into why that happens and how to shake off the shame that comes w...
Sept. 28, 2025
What’s My Secret Weapon Against Losing Financial Motivation?
Today, we're diving deep into a hot topic: how to keep your financial motivation alive when the journey feels like a never-ending slog. Our listener hit us up with a real gem of a question, What’s My Secret Weapon Against Los...
Sept. 27, 2025
How Can I Lock In My Financial Wins and Make Them Last?
We’re diving straight into how to lock in those financial wins you’ve worked so hard for. How Can I Lock In My Financial Wins and Make Them Last? Seriously, you’ve busted your butt to break free from those old habits, and now...
Sept. 26, 2025
How Can I Finally Live in True Financial Peace?
Today, we’re diving deep into a question that’s been buzzing in your minds: How Can I Finally Live in True Financial Peace? Spoiler alert: it’s not about crossing some imaginary finish line or ticking off a checklist. Nope, p...
Sept. 25, 2025
Why Does God Want Me to Be Financially Confident?
God really wants you to be a financially confident Christian, and that’s what we’re diving into today. Why Does God Want Me to Be Financially Confident? We’re busting the myth that money and faith are at odds, ‘cause let’s fa...
Sept. 24, 2025
Why Do I Still Worry About Money Even When Things Are Okay?
Why Do I Still Worry About Money Even When Things Are Okay? We’re diving into the heart of financial anxiety today, and trust me, you're not alone in feeling it. Even when everything looks peachy on paper—savings are growing,...
Sept. 23, 2025
Why Do I Feel Like My Financial Progress Doesn’t Stick?
Why Do I Feel Like My Financial Progress Doesn’t Stick? Let’s dive into the nitty-gritty of why financial progress can feel like a game of whack-a-mole. We’ve all been there, right? You kick things off strong, maybe set a bud...
Sept. 22, 2025
Why Do I Feel Unprepared for Big Life Financial Decisions?
Big life decisions like marriage, buying a home, and changing careers can be a real rollercoaster, right? We dive into how these moments, which should be filled with joy, often come with a hefty dose of anxiety and that pesky...
Sept. 21, 2025
Why Does Giving My Money Away Feel So Risky?
Today, we’re diving into a topic that’s probably got your stomach in knots—trusting your paycheck versus trusting your provider. Why Does Giving My Money Away Feel So Risky? It’s a biggie, and let’s be real, we all wrestle wi...
Sept. 20, 2025
Why Do I Struggle to Use My Talents to Earn More Money?
Today we’re diving into a topic that might ruffle some feathers: Why Do I Struggle to Use My Talents to Earn More Money? Seriously, if you’re keeping those skills and talents under wraps, you’re missing out on blessings—not j...
Sept. 19, 2025
Why Is It So Hard to Manage Money When My Income Jumps Around?
Today, we’re diving into the wild ride of irregular income—yeah, that roller coaster that has us feeling like we’re climbing high one month and plummeting the next. Our buddy in sales dropped a gem, saying his paycheck feels ...
Sept. 18, 2025
Why Do I Feel My Income is Never Enough for My Needs?
How much money do you really need to feel comfortable? Why Do I Feel My Income is Never Enough for My Needs? Spoiler alert: it’s not about the bucks you’re raking in, but more about the mindset of “enough” you’ve got going on...
Sept. 17, 2025
Why Do Taxes Always Feel So Confusing and Stressful?
Tax season can feel like a bad movie we all have to sit through, right? Why Do Taxes Always Feel So Confusing and Stressful? But it doesn’t have to be a total nightmare! Today, we’re diving into some chill tips to help you ta...
Sept. 16, 2025
Why Are My Utility Bills Always So High and Stressful?
Ever crack open your electric bill and feel like you just got hit by a ton of bricks? Yeah, me too. It’s wild how those numbers just keep climbing, right? Why Are My Utility Bills Always So High and Stressful? Today, we’re di...
Sept. 15, 2025
Why Does Retirement Planning Feel So Overwhelming and Far Away?
Retirement planning isn’t just about the dough, folks—it's really about facing our mortality and figuring out our identity when the daily grind is done. Yeah, I know, it sounds a bit heavy, but stick with me, alright? We dive...
Sept. 14, 2025
Why Do I Keep Losing Money to Forgotten Subscriptions?
Today, we're diving into the sneaky world of subscriptions that are quietly munching away at your budget. You know, those Netflix and Spotify accounts you signed up for but barely use? Yeah, they might be draining your wallet...