Episodes
April 8, 2025
Why Am I Still Broke? Uncovering The Hidden Root Causes
Today, we’re diving into the real reasons why so many of us find ourselves stuck in that paycheck-to-paycheck cycle, even if we're pulling in decent cash. It's not just about how much you make; it’s those sneaky habits and mi...
April 7, 2025
Why Does Living Paycheck to Paycheck Feel So Hard to Escape?
Feel like you're on a hamster wheel—working hard, getting paid, but always feeling broke right after? You're not alone! Today, we're diving into the illusion of financial stability that many of us cling to while living payche...
April 6, 2025
LIVE REPLAY: What are 11 Surprising Things the Bible Says About Wealth?
Ralph Estep Jr. and Dr. Craig Van Slyke dive into the world of biblical financial wisdom, tackling the heavy stuff like financial shame and anxiety. The main point? Wealth isn’t the enemy, but our relationship with money can ...
April 5, 2025
Are You Struggling to Trust God with Your Finances? Find Peace and Purpose in His Plan
Are you tossing and turning at night, fretting over your finances? You’re not alone! Today, Ralph Estep Jr. dives into the heavy topic of trusting God with our money. He’s here to remind us that financial peace is possible, e...
April 4, 2025
Want to Stop Worrying About Money? Create a Plan That Gives You Freedom and Stability
Are you tired of that knot in your stomach every time you think about your finances? Trust me, you’re not alone! Today, we’re diving into how to stop worrying about money and start living with peace. We’ll explore creating a ...
April 3, 2025
Tired of Living Paycheck to Paycheck? Let’s Build a Solid Foundation for Your Future.
Feeling the pinch at the end of the month? You’re not alone! Many of us experience that dreaded financial anxiety, staring at our almost-empty bank accounts and wondering how we’re going to make it through until the next payc...
April 2, 2025
What 7 Daily Steps Can I Take to Rebuild My Confidence With Money?
Feeling overwhelmed by your finances? You’re definitely not alone, and today, we're diving into how we can rebuild that confidence with our money. Ralph's unpacking seven daily steps that blend financial savvy with faith, hel...
April 1, 2025
What’s Stopping You From Starting an Emergency Fund? Try These 5 Tips!
Imagine waking up, and your car just won't start. Yikes, right? Today, we're diving into the wild world of emergency funds and why they’re more important than your morning Starbucks coffee. In this episode, we dive headfirst ...
March 31, 2025
How Do I Save My Mom From My Dad’s $200,000 IRS Nightmare – And Should I Even Try?
Ralph Estep Jr. dives right into the deep end today, tackling the massive wave of a $200,000 IRS debt that’s crashing down on a family. It’s a stressful situation, especially for the mom who’s completely in the dark about the...
March 30, 2025
How Can I Turn My Paycheck Into Purpose?
Are you stuck in the daily grind and feeling like your paycheck is just a ticket to nowhere? Well, buckle up, because Ralph Estep Jr. is here to help us flip that script! Today, we’re diving deep into how to turn that paychec...
March 29, 2025
Who Pays the Bills When Your Grown Kids Won’t Fly the Coop?
Are your adult children still crashing at home? Well, you’re definitely not alone! Today, we’re diving into a listener's heartfelt question about the tricky situation of supporting grown kids who just won’t leave the nest. We...
March 28, 2025
Can't Pay the IRS? How can you Avoid Major Penalties with These 4 Strategies?
Feeling the IRS pressure? You're definitely not alone! Today, Ralph Estep Jr. dives into the nitty-gritty of what to do when you can’t pay Uncle Sam. We’re laying down four simple strategies to help you dodge those pesky pena...
March 27, 2025
5 Important Things That Disappear When You Retire – Are You Ready?
Today, we’re diving into the not-so-golden side of retirement. Spoiler alert: it’s not just about kicking back with a cold drink and enjoying endless naps. We’re chatting about five crucial things that tend to vanish when you...
March 26, 2025
How Can You Budget When Paychecks Are Unpredictable?
Struggling to budget because your paycheck feels like a game of roulette? You’re not alone, and I’m here to help! Today, I’m diving into seven super practical tips to help you manage your finances, especially when the income ...
March 25, 2025
Is Cheap Advice Really Worth the Price?
Cheap tax and accounting advice might sound like a sweet deal, but it can turn into a financial trap faster than you can say "audit." Today, we're diving into why investing in good guidance is like putting on a financial supe...
March 24, 2025
What Is the Taxpayer Advocate and How Can They Help Me?
Feeling overwhelmed by the IRS? You’re not alone, and today, we're diving into a lifeline that could turn your tax troubles around—the Taxpayers Advocate Service (TAS). This episode is all about how TAS can help you navigate ...
March 23, 2025
How Do I Maintain My Faith During Difficult Economic Times?
Feeling crushed by money woes? You're definitely not alone! In today’s chat, we're diving deep into how to keep your faith strong even when your finances feel like they’re pulling a fast one on you. We’ve got some real talk o...
March 22, 2025
Why Can’t We Quit Paper Checks—and Are Scammers Cashing In?
Are you feeling weighed down by debt or worried about your parents' finances? Well, you’re in good company! Today, we’re diving into these heavy topics with some real talk and a sprinkle of humor. We’ll tackle the struggles o...
March 21, 2025
Are These Common Banking Habits Draining Your Wallet?
Are you tired of feeling like your wallet is always on a diet? Well, today we're diving into the sneaky banking habits that might be silently draining your finances faster than you can say "overdraft fee." From those pesky AT...
March 20, 2025
Are Car Dealers Using the 4-Square Method to Outfox You?
Are you feeling like a deer in headlights when it comes to buying a car? Don’t worry, we’ve got your back! Today, we’re diving into the sneaky "four square method" that car dealers love to use to keep you confused and feeling...
March 19, 2025
Is Your Credit Card Costing You More Than You Think?
Ever felt like your credit card is this sneaky little gremlin in your wallet, whispering sweet nothings while it drains your bank account? Today, we’re diving into the true cost of credit card debt and how it could be secretl...
March 18, 2025
Are You Still on the Hook With the IRS? How Far Back Can They Claim You Owe?
Are you lying awake at night, worried the IRS might show up at your door like a surprise party you never wanted? We’re diving into the nitty-gritty of the IRS tax debt statute of limitations today, answering the burning quest...
March 17, 2025
Are You Following the World's Wisdom or God's Wisdom in Your Finances?
Ever feel like you’re stuck in a money rut, just spinning your wheels? Well, today we’re diving into the question of how to ditch the world’s wisdom about finances and embrace God’s guidance instead. If you’ve ever found your...
March 16, 2025
Is It Time to Redefine What Being Rich Means to You?
Ready to rethink what being rich really means? Today, we’re diving deep into the idea that true wealth isn’t just about fat bank accounts and fancy cars. Nope, it’s about living a life packed with purpose, joy, and meaningful...