Episodes

Cryptocurrency week comes to a close on Ask Ralph with a final discussion in part four of our series. Very few countries have gone as far as to declare any virtual currency illegal. That does not; however, mean that many of t...

Cryptocurrency week continues on Ask Ralph with a discussion on the crypto-marketplace and part three of our series. On today’s show, Ralph discusses the tax liabilities and growing regulatory concerning on this new digital c...

Cryptocurrency week continues on Ask Ralph with a discussion on the crypto-marketplace and part two of our series. Many of digital assets have reached own record high rates. On today’s show, Ralph reviews hows to access, secu...

It is Cryptocurrency Week at Ask Ralph! Each show will feature an aspect of the mysterious beast that is digital money by diving into where it came from, how it is used and why exactly do we all keep hearing about it. On toda...

Enjoying a comfortable retirement begins with having a strategic plan for saving and investing. Part of that means being sensitive to certain financial pitfalls that can derail your long-term goals and shrink your nest egg in...

Maybe you filed a tax extension back in April because you were missing some of the paperwork, needed more time due to complications, or simply procrastinated. Regardless of the reason, you filed an extension and now have an a...

There are dramatic differences between traditional and Roth individual retirement accounts (IRA) and what you do not understand about the particular rules that apply to them can cost you. On today’s show, Ralph discusses the ...

Are you wondering why you owed so much in taxes this year? Want to make sure you never owe a big tax bill or any bill at all – when you file your income taxes? On today’s show, Ralph outlines what steps you need to take throu...

The importance of Social Security for retired Americans simply can not be overstated. Further, understanding what you will be paid from Social Security and what factors can effect that payout are equally important. On today’s...

On today’s show, Ralph discusses features and benefits to contributing to 401(k)s for those staring early and those starting late. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at ask...

Retirement is about the alignment of two things: money and values. When deciding if you should retire, that means you have to know if you can afford to - and you have to know what retirement means to you. On today’s show, Ral...

Many Americans do not know that depending on your income, you could have to pay your federal income tax rate on up to 85% of your Social Security benefits. On today’s show, Ralph reviews the tax regulations regarding Social S...

Did your forget to file your taxes? Were you too busy to submit your return? Was tax filing just too confusing? On today’s show, Ralph talks lame excuses for filing late and not filing and whether that excuse holds any weight...

So you have filed your 2017 tax return, or filed an extension, and may have one nagging question: Am I going to be audited by the IRS?For most people, even the prospect of an IRS tax audit can raise your blood pressure. On to...

To err is human, but to err on your tax return can be a complete disaster. If you did your own taxes, of course, you may have only yourself to blame. But if you think your tax preparer made a mistake on your return, there are...

Tax day is dreaded by millions of Americans, and some people have such a hard time coming to grips with filing for taxes that they file extensions to prolong the inevitable. April 17th is the deadline for most taxpayers to fi...

The discussions surrounding Social Security filing seems to always center around when to file and how best to strategize your claims; however, many do not know the actual process to file when you decide to file. On today’s sh...

Selling an investment can have tax consequences. To figure out whether you need to report a gain or can claim a loss-after selling, you need to know the cost basis for that investment. On today’s show, Ralph outlines everythi...

Every direct employee of a company receives a W-2 form in January. The W-2 is the base document that defines your tax obligations, so it is important that you review and understand yours. On today’s show, Ralph reviews how to...

On today’s show, Ralph review some of the most common penalties associated with IRS filings as we come closer to the end of filing season on April 17th. Submit your questions or ideas for future shows, tweet us at @askralphme...

When it comes to saving for retirement, most American workers are not only falling short, they don not even know how behind they are. What is more disturbing, research shows that savings trends are getting worse, despite a de...

Congratulations! You have just been handed your first little bundle of joy in the are about to embark on the long journey of parenthood. It will be full of joyful experiences that make the corresponding aggravations worthwhil...

The Federal tax reform passed in December has created changes to the tax rate and bracket structure, with an elimination of personal exemptions and certain itemized deductions. The changes were implemented for 2018, and will ...

On today's show, Ralph discusses 15 relevant and burning tax season questions to get the answers to before April 17th. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askral...