Episodes
June 27, 2018
Education Series: Federal Grant Programs
Grants can be considered the Oprah Winfrey of education financing because as long as you apply and qualify, you have a chance at free money. On today’s show, Ralph discusses grant programs and what you need to know and how yo...
June 25, 2018
Education Series: Grants and Scholarships
Now that you have been accepted to a college, you need to start making plans on how to pay that tuition bills. On today’s show, Ralph discusses the various grant and scholarship options available to students seeking higher ed...
June 22, 2018
Choosing the Right FAFSA for You
It is official, you are going to college! FASFA has done the calculations and the federal government says that you qualify for assistance! Before the bags are packed and family says goodbye, there is still one last step to co...
June 20, 2018
Education Series: Private Student Loans
We continue our education series this week with private student loans! On today’s show, Ralph talks about what to watch out for when going the private student loan route for your higher education needs. Submit your questions ...
June 18, 2018
Education Series: Federal Student Loans
Despite the fact that more than 44 million Americans have student loans and their debt now totals $1.4 trillion, many people remain unclear as to how, exactly, those loans work. On today’s show, Ralph outlines federal student...
June 15, 2018
Grants, Private and Federal Student Loans...Oh My
Paying for education can be quite the journey, one that offers various paths that can be taken. However, if one chooses the wrong path, the destination can easily become one of great financial burden. Let Ralph be your guide ...
June 13, 2018
Education Series: Tax Deductions
While tuition costs are high and increases seem inevitable, there are ways to alleviate the financial burden. The IRS currently offers a number of incentives that can help you recoup some cash at tax time. Tax credits, as pre...
June 11, 2018
Education Series: Tax Credits
It is graduation season for many young Americans across the country. Once the diplomas have been handed out, the next step is higher education. For many of those wishing to attend college, high tuition expenses are a tough co...
June 6, 2018
Mortgage Financing with Jason Bochniak of Keystone Funding
Our radio broadcast on June 2nd, 2018 featured a full length interview with Jason Bochniak, a Business Development Officer at Keystone Funding to talk about the changes happening in mortgage financing. This discussion include...
June 1, 2018
Should I Outsource Payroll?
What do you actually gain from outsourcing payroll? Is it worth all the time and effort just to investigate and identify appropriate outsourced service providers? Then there is the work involved to transition the function out...
May 30, 2018
Consequences of Failing to Pay Payroll Taxes
On today’s show, Ralph review why it is very important to process payroll taxes properly and submit tax payments in a timely manner. A must for all small business owner! Submit your questions or ideas for future shows, tweet ...
May 28, 2018
Payroll Tax Problems to Avoid
On today’s show, Ralph talks review common troublesome areas in payroll tax filings and payments to be sure to avoid when doing yourself. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us...
May 25, 2018
Common Payroll Issues
Compiling payroll can be a headache, regardless of how big your business. Constant changes in state and federal tax and employment law make paying employees and filing taxes complicated and time-consuming. On today’s show, Ra...
May 23, 2018
Payroll Basics for Employers
A big issue for many new business owners when hiring their first employee is what exactly is required to process payroll and get their people paid. On today’s show, Ralph outlines the basics of setting up in-house payroll for...
May 21, 2018
Legality of Cryptocurrency
Cryptocurrency week comes to a close on Ask Ralph with a final discussion in part four of our series. Very few countries have gone as far as to declare any virtual currency illegal. That does not; however, mean that many of t...
May 20, 2018
Taxing Cryptocurrency
Cryptocurrency week continues on Ask Ralph with a discussion on the crypto-marketplace and part three of our series. On today’s show, Ralph discusses the tax liabilities and growing regulatory concerning on this new digital c...
May 16, 2018
Making Your Crypto-Wallet Work
Cryptocurrency week continues on Ask Ralph with a discussion on the crypto-marketplace and part two of our series. Many of digital assets have reached own record high rates. On today’s show, Ralph reviews hows to access, secu...
May 14, 2018
What is Cryptocurrency?
It is Cryptocurrency Week at Ask Ralph! Each show will feature an aspect of the mysterious beast that is digital money by diving into where it came from, how it is used and why exactly do we all keep hearing about it. On toda...
May 11, 2018
Ways to Secure Your Retirement
Enjoying a comfortable retirement begins with having a strategic plan for saving and investing. Part of that means being sensitive to certain financial pitfalls that can derail your long-term goals and shrink your nest egg in...
May 9, 2018
Get Moving on Your Extension
Maybe you filed a tax extension back in April because you were missing some of the paperwork, needed more time due to complications, or simply procrastinated. Regardless of the reason, you filed an extension and now have an a...
May 7, 2018
The Great Debate: Traditional VS. Roth IRA
There are dramatic differences between traditional and Roth individual retirement accounts (IRA) and what you do not understand about the particular rules that apply to them can cost you. On today’s show, Ralph discusses the ...
May 4, 2018
How Not to Owe at Tax Time
Are you wondering why you owed so much in taxes this year? Want to make sure you never owe a big tax bill or any bill at all – when you file your income taxes? On today’s show, Ralph outlines what steps you need to take throu...
May 2, 2018
Factors Affecting Social Security
The importance of Social Security for retired Americans simply can not be overstated. Further, understanding what you will be paid from Social Security and what factors can effect that payout are equally important. On today’s...
April 30, 2018
401(k) Features to Know and Love
On today’s show, Ralph discusses features and benefits to contributing to 401(k)s for those staring early and those starting late. Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at ask...