Episodes

According to IRS estimates, American business underpay their taxes by $125 billion each yea r and as a result of this evasion the government can be out for almost $400 billion annually. Tax evaders, as a result, are a hot tic...

Millions of Americans contribute to employer-sponsored retirement plan each year without any real strategy and at the end of the day, when retirement rolls around, having a strategy could make a real difference. On today's sh...

New Year, new you as the saying goes and for many small businesses, the new year means new resolutions. This mean means putting changes into place that continue throughout the next 12 months, not just for a few weeks in Janua...

Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportuniti...

Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportuniti...

Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportuniti...

A special bonus for our listeners is the full radio broadcast of our Saturday, January 12th, 2019 show! Ralph discusses the top tens ways to prepare for tax season as the filing season preparations surge forward. Submit your ...

If you find yourself with a tax bill instead of a refund, it is imperative that you take it seriously and do not push those anxieties to the side. Failure to pay can damage your credit score, cost you interest and additional ...

Tax season is coming! If you and your family are staring at a pile of unfamiliar forms that have you scratching your head, then it is most likely time to call in a professional. On today's show, Ralph discusses when and when...

Are you feeling worse for wear as a result of holiday overspending in 2018? You are not alone. On today's show, Ralph reviews how to review, revise and assess your finances after a busy season of gift giving! Submit your ques...

The IRS has been warning filers all year to ensure they are withholding enough tax from their pay in order to avoid a surprise tax bill in 2019. On today's show, Ralph discusses how taxpayers can check their withholding statu...

One of the most dreaded actions taxpayers have to engage in occasionally if to try and get on the line with the IRS regarding a tax problem. From hours long wait times, complicated instructions and overwhelmingly complicated ...

On today's show, Ralph reviews and simplifies the complexity of the taxpayer bill of rights which include the right to be informed, receive quality services and to pay no more than the correct amount of tax. Submit your quest...

If you are a small business owner, Tax Day has a wholly different connotation than it does for most of America. While most working Americans, are excitedly anticipating the receipt of a big refund check, small business owners...

Though the majority of Americans wind up getting a refund on their taxes, there are also those who end up owing money to the IRS once their returns are completed. If you are staring at a tax bill you know you ca not pay, do n...

The new year is rapidly approaching and getting organized early can save you hours of hassles when it comes time to do your taxes or evaluate your finances. On today's show, Ralph discusses six ideas for how to get financiall...

The franchise agreement is the legal agreement that creates a franchise relationship between a franchisor and a franchisee. As a franchisee or prospective franchisee, the franchise agreement is the most critical document to y...

To ensure that franchises are giving prospective franchisees the proper amount of information needed to make an educated decision, the agency mandates that a Franchise Disclosure Document (FDD) be provided to the prospective ...

The FTC requires every franchisor to provide a franchise candidate an FDD which includes 23 Items and exhibits, including the franchisor financials and franchise agreement. The intent of disclosing this information is to enab...

Franchising has been and from time to time can be, a shady business. In the past, due to a lack of protections and regulations regarding franchising, distrustful individuals have made use of franchising to run scams. As a res...

With scores of franchise systems operating in dozens of industries, there is no shortage of choices for people interested in buying a franchise. At the same time, the numerous choices can make that decision a challenge for ev...

When considering any new investment, you (should) have a million questions, and getting started in franchising is no exception. What is the best industry? What is the best model? What are the start-up costs for franchises? Ho...

When determining whether or not franchising is the right path to business ownership for you, there are things that must be consider.To continue our series on franchising, Ralph discusses how best to weigh the options when cho...

On today's show, we continue our series on 'Franchising Success' with a detailed discussion from Ralph into what types of business models exist for franchisors and how best to pick the right model for you. Submit your questio...