Episodes
Oct. 2, 2018
10 Car Insurance Terms to Know
On today's show, Ralph talks car insurance and outlines the top ten terms to know. Learning these basic terms will better your bottom line! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email ...
Sept. 15, 2018
Interview with Chad Wood of Hannum's Harley-Davidson®
A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to court new riders with tech and tr...
Sept. 4, 2018
How to Improve Your Credit Score
It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to improve a credit score. Submit your questio...
Aug. 30, 2018
What Does Your Credit Report Show?
The dreaded credit report. One document that can make or break your future finances. Everyone has one but do you know how to read one? Tune into today's show where Ralph walks you through what exactly the credit report shows ...
Aug. 28, 2018
Sponsor Message: Haass Butcher Shop BBQ Brawl
Join our show sponsor, Haass Family Butcher Shop, in Dover for their 6th Annual Haass Family Butcher Shop BBQ Brawl on September 14th & 15th, 2018. It is is one of Delaware's most anticipated annual events. Mark your calendar...
Aug. 28, 2018
Your Score
In today's world, you are defined by a number. A three digit number that illustrates the type of person you are in the eyes of businesses and lenders alike. This number is your credit score. Tune in to today's episode where R...
Aug. 23, 2018
Basics of Building Credit
Check out today's episode where Ralph discusses the basics of building credit in a continuation of our credit how to series! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@...
Aug. 21, 2018
How to Build Credit: Part 4
On today's show, Ralph continues our series on credit basics for part FOUR to discusses how to build your credit back up and establish a strong credit history. Submit your questions or ideas for future shows, tweet us at @ask...
Aug. 18, 2018
Interview with Jordan Irazabal of The Delaware 3000 Project
A special bonus for our listeners is the full interview of Jordan Irazabal of TheDelaware3000.org who is on a mission to photo document active Delaware tag numbers 1-1000, C1-C1000 and PC1-PC1000. Like the project and follow ...
Aug. 16, 2018
How to Build Credit: Part 3
Good credit can save thousands of dollars in interest in everything from credit cards, to a mortgage loans. For many people, establishing or rebuilding bad credit is nothing short of a mystery. On today's show, Ralph continue...
Aug. 14, 2018
How to Build Credit: Part 2
Scared off by the high interest rates, many adults are choosing to avoid credit cards and the risks they present to anyone who carries a balance. But not using credit at all comes with its own risks. Lenders use credit histor...
Aug. 9, 2018
How to Build Credit: Part 1
Taking care of your credit history, takes case of you. Building credit can be a challenging task. The most challenging part is knowing how to start. Tune into today's episode where Ralph discusses the steps to take to build y...
Aug. 7, 2018
Credit Basics: How to Qualify
Anyone who ever wants to finance a car, a house, take out a loan, open a store card , etc. must participate in the credit olympics. Just like the widely celebrated competition, you must qualify to compete. Tune into today's ...
Aug. 2, 2018
The 5 C's of Credit
In today's world the number one question you need to ask and answer is am I worthy of credit? There are five categories that need to be accessed to determine the answer. Tune in to today's show where Ralph will discuss the fi...
July 31, 2018
7 Mortgage Myths
Owning a house has always been a part of the American Dream. How quickly that dream can turn into a nightmare when the mortgage payments begin to be paid. Tune in to today's episode where Ralph discusses the seven mortgage my...
July 26, 2018
Robocalls: Automated Telephone Scams
Over 16.3 million robocalls have been made this year to date. We all receive these nuisance calls but what exactly is the reason why and how do we stop them? Tune in to today's episode where Ralph provides insight on Robo cal...
July 24, 2018
How to Handle IRS Audit Notice
You go to the mailbox and collect the mail. While sorting through the bills and junk mail, your heart stops... you have received a notice from the IRS saying you are being audited. Before you panic, tune in to today's show wh...
July 19, 2018
C Corp or Pass Through...What to Do?
The math has changed on entity choice under the new tax code effective in 2018 for businesses. The spread between corporate rates and the individual rates that apply to pass throughs has widened dramatically. Many business ow...
July 17, 2018
6 Phrases to Avoid During an Interview
Today is the day! You have the interview of a lifetime ahead of you for your dream position. You are dressed for the part, you have the smile, you even have the confident strut down, but can you talk the interview talk? Tune ...
July 12, 2018
Avoiding a Tax Surprise in 2019
It is 2018 and everyone is on the keto diet, lacto vegetarian, and putting avocado on EVERYTHING! These new fads are not the only things changing this year. Tax year 2018 brings changes to both individuals and business filers...
July 10, 2018
Don't Worry, Be a Happy Timeshare Owner
When playing the game of timeshares, you have 50/50 odds on winning/losing. Purchasing one could open you up to a world of vacation and adventure or a financial black hole. The question is... are you feeling lucky? Strengthen...
July 5, 2018
Supreme Court Wayfair Sales Tax Case Explained
Late last month, the U.S. Supreme Court decided the historic Wayfair case, which will have cascading consequences for the online retail and e-commerce industries and ultimately effect everyone that shops online. The issue tha...
July 3, 2018
10 FASFA Tips
The government has been your "lunch room bully" for years, pushing you around for all you got in the name of taxes and government spending. Now it's time for you to go to college and for the government to pay you back. On tod...
June 29, 2018
Education Series: 529 Plans
Everyone likes the idea of a promised future. The recent development of the 529 plan allows for proactive parents and grandparents the opportunity to deliver that promise to their children and grandchildren. On today’s show, ...