Episodes
Jan. 5, 2018
6 Things Your Tax Preparer Doesn't Want You To Know
Paying an expert to prepare your taxes is simple and makes a lot of sense, but finding the right person to prepare your taxes can be difficult. It is important to make sure you thoroughly understand your preparer's competence...
Jan. 3, 2018
How Tax Reform will Affect Families
Most Americans will get a tax cut this year under the plan Congress passed recently, but figuring out exactly how much your family will save is tricky. In fact, for many families circumstances can vary widely depending on fac...
Jan. 1, 2018
Questions to Ask When Selecting a Tax Preparer
With tax season just around the corner, now is the time to start thinking about not just when you will file your taxes, but how. In fact, you may be looking at hiring a professional to file your return on your behalf -- and i...
Dec. 30, 2017
Radio Broadcast: December 30th, 2017
Originally aired on Saturday, December 30th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph talks tax preparer dos and don'ts, questions to ask when choosing someone this tax season, a...
Dec. 29, 2017
Cash Flow and Community with Ron Price of Blue Earl Brewing Co.
Cash flow is a key indicator of financial health and the life-blood of any small business. Equally important to having a solid cash flow is the relationship a small business has with its community. If you are running your bus...
Dec. 27, 2017
Part 2: Tax Code Changes for 2018
Moving expense deduction suspended, changes in employee fringe benefits, and all new tax brackets for individuals under the newly passed tax overhaul from Congress set to take effect starting in 2018 for many taxpayers. Lots ...
Dec. 25, 2017
Part 1: Tax Code Changes for 2018
Standard deductions doubled, mortgage interest and SALT caps, and a phase-out of itemization are just a few of the big changes for taxpayers in 2018. If you are struggling to figure out exactly how the tax overhaul will affec...
Dec. 24, 2017
Women in Business: Interview with Hope Lopez
Women are opening up new small business at a faster pace than men according to recent reports. But many still face higher hurdles for success than their male counterparts. On today's show, Ralph sits down with Hope Lopez of E...
Dec. 23, 2017
Radio Broadcast: December 23rd, 2017
Originally aired on Saturday, December 23rd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph discusses the most recent tax code overhaul, reviews how it is going to affect you in the co...
Dec. 21, 2017
Entrepreneurial Time Wasters
Being a new entrepreneur is stressful, and that stress is compounded when you start realizing just how little time there is in a day. Your energy and creativity may feel limitless, but your time isn't. On today's show, Ralph ...
Dec. 19, 2017
Retirement Saving: Roth IRA vs. 401k
There are many decisions that we all must make about retirement. One of the most perplexing relates to the types of retirement account options available, and where we should put our money first. On today's show, Ralph clears ...
Dec. 18, 2017
Small Business Outsourcing with Dr. Trevor Ennis
For a startup or small business, any reduction in overhead lets you shift more revenue to operational growth, while simultaneously freeing up your time. Outsourcing can provide continuity, operational expense control and risk...
Dec. 16, 2017
Radio Broadcast: December 16th, 2017
Originally aired on Saturday, December 16th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph reviews options for Roth IRA and 401K planning, lists some top time wasters for entrepreneur...
Dec. 14, 2017
Choosing Your Entity Type
Of all the choices you make when starting a business, one of the most important is the type of legal structure you select for your company. Not only will this decision have an impact on how much you pay in taxes, it will affe...
Dec. 12, 2017
Holiday Scams to Avoid
The holiday season is in full swing which also means scammers are out in full force. From gift card scams to "secret shopper" swindling, scam artists crank into high gear during the holiday season. Cybercriminals are stepping...
Dec. 10, 2017
Year End Tax Planning
There is still uncertainty over when or if tax reform will be implemented; regardless, you may be able to save a bundle on your taxes if you make the right moves before the end of the year. On today's show Ralph outlines some...
Dec. 9, 2017
Radio Broadcast: December 9th, 2017
Originally aired on Saturday, December 9th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, holiday scams to avoid, deciding on the type of entity for your new business and Ralph sits down w...
Dec. 7, 2017
IRS Audit Myths
An audit is arguably the most dreaded outcome of the tax filing process, and the situation carries with it some unsettling mystique. The standard nightmare has IRS agents with badges showing up on your doorstep and seizing th...
Dec. 5, 2017
Protecting Yourself Online
The internet has increased access to the global community, created a new online shopping economy and made sharing cat videos even easier. These innovations go hand-in-glove with intrusions from marketers and threats from crim...
Dec. 3, 2017
Primary Care Options with Dr. Beth Renzulli
Imagine unhurried office visits, same day or next day sick appointments, and direct contact with your doctor. Not a fantasy, but an option under direct primary care physicians (DPC). On today's show, Ralph sits down with Dr. ...
Dec. 2, 2017
Radio Broadcast: December 2nd, 2017
Originally aired on Saturday, December 2nd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph gives pointers for protecting yourself online, outlines some end of the year tax planning st...
Nov. 30, 2017
Feeling Charitable
Throughout the year, many taxpayers contribute money or gifts to qualified organizations eligible for tax-deductible charitable contributions. However, the rules surrounding charitable donations can often be confusing. On tod...
Nov. 28, 2017
Low-Tech Tips for Success
The first route many small businesses take when faced with problems is to look for the latest and greatest high-tech solution. Newer does not always mean better. Sometimes going the low-tech, even no-tech, route can wind up g...
Nov. 26, 2017
Paying Your Bills
If you are running a business, it does not matter whether you are an independent contractor, new start-up, or or established business owner, managing accounts payable is a key part of your everyday hassle. It’s tedious, it’s ...