Episodes

Rent to own deals look and feel a lot like regular home buying, but renter-to-owners need to know the facts when making these decision. On today's show, Ralph talks about the risks and rewards of being in a rent to own relati...

Among the risks that married couples face in retirement, this one is unavoidable: unexpectedly becoming a widow or widower. On today's show, Ralph discusses the difficult but important concept of financial preparation for cou...

On today's show, Ralph continues his insurance FAQ series with a segment on renter's insurance by outlining what it is, how it helps and why it is a good idea for new and veteran renters. Submit your questions or ideas for fu...

On today's show, Ralph talks insurance, specifically umbrella policies both as the ultimate level of liability insurance but also as a fail-safe for your assets. Submit your questions or ideas for future shows, tweet us at @a...

Are you looking to a home? On that gigantic to-do list, you should make sure to shop around for homeowner's insurance. On today's show, Ralph discusses the ins and outs of shopping around for homeowner's insurance. Submit you...

On today's show, Ralph discusses the need to know elements of inherited IRAs by non-spouses which can create opportunities for its recipients and risks come tax time. Submit your questions or ideas for future shows, tweet us ...

Individuals who work for themselves are treated differently than employees, but the distinction is sometimes very hard to make. After the passage of the 2017 Tax Act and the possible benefits of contractor labor classificatio...

Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outlines what cancellation of debt ...

On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe. Submit your questions or ideas for future shows, tweet us at @askralphmedia or ...

A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've inherited. On today's show, Ra...

On today's show, Ralph talks car insurance and outlines the top ten terms to know. Learning these basic terms will better your bottom line! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email ...

A special bonus for our listeners is the full interview with Chad Wood, Business Manager of Hannum's Harley-Davidson® where he discusses with Ralph the ways in which the company is working to court new riders with tech and tr...

It is clear that your credit score can always be improved; however, it is not clear how one can go about bettering their score. Tune in to today's show where Ralph discusses ways to improve a credit score. Submit your questio...

The dreaded credit report. One document that can make or break your future finances. Everyone has one but do you know how to read one? Tune into today's show where Ralph walks you through what exactly the credit report shows ...

Join our show sponsor, Haass Family Butcher Shop, in Dover for their 6th Annual Haass Family Butcher Shop BBQ Brawl on September 14th & 15th, 2018. It is is one of Delaware's most anticipated annual events. Mark your calendar...

In today's world, you are defined by a number. A three digit number that illustrates the type of person you are in the eyes of businesses and lenders alike. This number is your credit score. Tune in to today's episode where R...

Check out today's episode where Ralph discusses the basics of building credit in a continuation of our credit how to series! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@...

On today's show, Ralph continues our series on credit basics for part FOUR to discusses how to build your credit back up and establish a strong credit history. Submit your questions or ideas for future shows, tweet us at @ask...

A special bonus for our listeners is the full interview of Jordan Irazabal of TheDelaware3000.org who is on a mission to photo document active Delaware tag numbers 1-1000, C1-C1000 and PC1-PC1000. Like the project and follow ...

Good credit can save thousands of dollars in interest in everything from credit cards, to a mortgage loans. For many people, establishing or rebuilding bad credit is nothing short of a mystery. On today's show, Ralph continue...

Scared off by the high interest rates, many adults are choosing to avoid credit cards and the risks they present to anyone who carries a balance. But not using credit at all comes with its own risks. Lenders use credit histor...

Taking care of your credit history, takes case of you. Building credit can be a challenging task. The most challenging part is knowing how to start. Tune into today's episode where Ralph discusses the steps to take to build y...

Anyone who ever wants to finance a car, a house, take out a loan, open a store card , etc. must participate in the credit olympics. Just like the widely celebrated competition, you must qualify to compete. Tune into today's ...

In today's world the number one question you need to ask and answer is am I worthy of credit? There are five categories that need to be accessed to determine the answer. Tune in to today's show where Ralph will discuss the fi...