Ask Ralph: Financially Confident Christian

Episodes

Watch Out for Tax Frauds
March 26, 2018

Watch Out for Tax Frauds

In your rush to file your taxes this year, do not forget to watch out for fraudulent tax preparers. Crooked tax preparers will lure you with the promise of big refunds and easy fixes. Beware that you will be on the hook to pa...
Signs That You Shouldn't Do Your Own Taxes
March 23, 2018

Signs That You Shouldn't Do Your Own Taxes

Paying taxes is painful enough. We understand why forking over even more of your hard-earned money to pay someone to prepare your tax return would seem out of the question? If your tax situation is straightforward, a professi...
5 Things To Do Before Tax Day (for Small Business Owners)
March 21, 2018

5 Things To Do Before Tax Day (for Small Business Owners)

If you’re a small business owner, Tax Day (April 17th) has a wholly different connotation than it does for most of America. While most working Americans, are excitedly anticipating the receipt of a big refund check, small bus...
How Long to Keep Tax Records?
March 19, 2018

How Long to Keep Tax Records?

If you think your tax work is done once you file your return, think again. Now you need to file your tax records. Keeping your tax returns and the documents you used to complete them obviously is critical in case you are ever...
Radio Broadcast
March 16, 2018

Radio Broadcast

Check out this Saturday's radio broadcast at 8:00AM on WILM 1450 ( https://wilm.iheart.com/ ) in Wilmington, WDOV 1410 ( https://wdov.iheart.com/ ) in Dover and live on iHeart Radio. On this week's show, Ralph speaks about ho...
Ways to Invite an IRS Audit
March 16, 2018

Ways to Invite an IRS Audit

An IRS tax audit stands out as one of those events in life that people typically want to avoid. No one wants to sit through a meeting with the IRS and be told that they owe more money in taxes. However, you may be making mist...
New Year, New Code, New W-4 Form to Update
March 14, 2018

New Year, New Code, New W-4 Form to Update

As many of us file and complete our returns this tax season, keep in mind that the changes as a result of tax reform largely go into effect next year , when you're filing your 2018 tax return in 2019. What you will see this y...
Top Fake Tax Tips to Know
March 12, 2018

Top Fake Tax Tips to Know

It’s that time of the year again. The time when Tax Day is fast approaching and you start hearing conflicting things from friends and family about what is—and what is not—okay when filing your taxes. There is a lot of misinfo...
Claiming Social Security at Age 70
March 9, 2018

Claiming Social Security at Age 70

Nearly 62 million people rely on Social Security benefits each month, making it arguably America's most important social program. Of these beneficiaries, more than three out of five are reliant on the program to provide at le...
Often-Missed Tax Deductions
March 7, 2018

Often-Missed Tax Deductions

The recent tax overhaul is taking away some tax breaks and keeping many others. Some deductions will only be available for the 2017 tax year, while others-although available, might not be worth using anymore after this year d...
5 Tax Mistakes to Avoid
March 5, 2018

5 Tax Mistakes to Avoid

The U.S. tax code is nearly 4 million words. That is a lot of complicated tax jargon. However, even though the rules are complex, most of the mistakes taxpayers make on their returns are fairly simple. Read on to see if your ...
Identity Theft Protection Tips
March 2, 2018

Identity Theft Protection Tips

Identity theft is a crime that is estimated to affect over 9 million Americans per year, with levels on the rise. When an identity thief gets his (or her) hands on your personal information, they gain the power to wreak havoc...
Big Tax Bill Payment Options
Feb. 28, 2018

Big Tax Bill Payment Options

Though the majority of Americans wind up getting a refund on their taxes, there are also those who end up owing money to the IRS once their returns are completed. If you are staring at a tax bill you know you ca not pay, do n...
Financials Tips for Wo(Men)
Feb. 26, 2018

Financials Tips for Wo(Men)

On today's show, Ralph speaks about common financial mistakes professional women make and tips for making the best financial decisions. Let us be clear: Not all women make these mistakes. Not all men avoid them. But common qu...
2017 Tax Code Update
Feb. 21, 2018

2017 Tax Code Update

Deep inside the incredibly large 654-page bipartisan budget bill recently signed into law by Congress are little-noticed extensions of key tax-code benefits that expired in 2016, but now can be used for upcoming 2017 tax fili...
Mail Bag Part Three: Common Tax Questions
Feb. 19, 2018

Mail Bag Part Three: Common Tax Questions

At the Ask Ralph podcast, we can tell a lot about what is on our listeners' minds by looking into the mailbag, and it is no surprise right now that the big topic is taxes. The W-2s are rolling in, people are beginning to anti...
QuickBooks Online and Your Small Business with Mike Potter
Feb. 16, 2018

QuickBooks Online and Your Small Business with Mike Potter

QuickBooks Online is becoming a staple for the small business owner seeking to manage their accounting and bookkeeping. It can easily cater to the needs of small businesses and as well as major enterprises. Small companies fi...
Mail Bag Part Two: Common Tax Questions
Feb. 14, 2018

Mail Bag Part Two: Common Tax Questions

Taking a look at your 1099s/W2s and realizing you will need more time to file your taxes this year? Confused whether or not you are in a new bracket after Congress passed the new tax law? We’re here to help. To find out what ...
Mail Bag Part One: Common Tax Questions
Feb. 12, 2018

Mail Bag Part One: Common Tax Questions

Taxes can be confusing. We’re here to help. To find out what people’s most burning questions about taxes are, we have asked listeners to submit their tax questions directly to the Ask Ralph team in time for filing season. On ...
Technology Integration in Practice with Dr. Puja Balchandani
Feb. 9, 2018

Technology Integration in Practice with Dr. Puja Balchandani

Much like the digital camera in the field of photography, technology is changing dentistry as we know it, bringing immediacy, flexibility, and efficiency to dental practices. Furthermore with new technology, practices are exp...
Making the Jump into Small Business
Feb. 7, 2018

Making the Jump into Small Business

Though a majority of people are interested in running their own businesses, many have no idea how to begin. For a lot of people, the advice pro-startup leaders is to just “jump in, make mistakes, and learn”. Although apprecia...
Ready, Set, File Your Tax Return Early
Feb. 5, 2018

Ready, Set, File Your Tax Return Early

Each year, the vast majority of taxpayers receive some sort of refund upon filing their tax returns, and 2018 will probably be no exception. With the fear of government shutdown looming, widespread tax fraud and identity thef...
Integrity in Small Business with Ken Zajaczkowski
Feb. 2, 2018

Integrity in Small Business with Ken Zajaczkowski

Why is operating with integrity so vital for a business today? With the rise of technology, comes the rise of greater transparency and need for businesses to operate with honesty. Businesses failing to be transparent in their...
Rental Property Tax Tips
Jan. 31, 2018

Rental Property Tax Tips

Owning property is a big part of the American dream for many taxpayers, and it seems the federal government is trying to reward such behavior. The U.S. tax code allows rental property owners take advantage of deductions not a...