Episodes
Feb. 27, 2019
Elizabeth Warren's Wealth Tax
Is a tax on the net worth of the ultrarich a good idea? Under Senator Warren’s plan, the tax rate on wealth would be two per cent, but it would only apply to American households worth at least fifty million dollars. On today'...
Feb. 21, 2019
Small Business Retirement Plans
What is the best retirement plan for a self-employed person? Which is the best retirement plan for a small business owner? More importantly, which is the right retirement plan for you – as a business owner? On today's show, R...
Feb. 19, 2019
Tax Tips for Grads
The first few years after college graduation are full of milestones. In addition to getting your degree, starting your career, moving out from your parents home and starting your new life, you will eventually need to file you...
Feb. 16, 2019
Tax Refund Hype
A special bonus for our listeners is a special segment from Ralph discussing all of the hype surrounding tax refunds during this 2018 tax season as aired originally on our radio broadcast from Saturday February 16, 2019at 8:0...
Feb. 14, 2019
Paying off Your Mortgage Early
Paying off your mortgage before the loan is up might feel light years away, but it is doable if you plan your finances right. If you pay off your mortgage early, you could save a lot of money on interest. On today's show Ralp...
Feb. 12, 2019
Improve Your Finances In 2019
Whether you plan to make some New Year’s resolutions or not, there’s no better time than the beginning of the year to review your finances. On today's show, Ralph talks finances and how to get better at them in the new year! ...
Feb. 7, 2019
How to Establish Credit in 5 Easy Steps
Trying to get your first credit card can be as frustrating as trying to land your first job. Employers want experience, but you can’t get experience unless someone hires you. Similarly, a credit card is the quickest way to bu...
Feb. 5, 2019
2019 Financial Checklist
On today’s show Ralph outlines what you need to do and know to give yourself a financial check up this new year! Submit your questions or ideas for future shows, tweet us at @askralphmedia or email us at askralph@askralphmedi...
Jan. 31, 2019
IRS Social Media to Catch Tax Cheats
According to IRS estimates, American business underpay their taxes by $125 billion each yea r and as a result of this evasion the government can be out for almost $400 billion annually. Tax evaders, as a result, are a hot tic...
Jan. 29, 2019
Simple Strategies to Maxing out your 401K
Millions of Americans contribute to employer-sponsored retirement plan each year without any real strategy and at the end of the day, when retirement rolls around, having a strategy could make a real difference. On today's sh...
Jan. 24, 2019
New Years Resolutions for Business Success
New Year, new you as the saying goes and for many small businesses, the new year means new resolutions. This mean means putting changes into place that continue throughout the next 12 months, not just for a few weeks in Janua...
Jan. 22, 2019
Top Overlooked Tax Deductions (Part 3)
Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportuniti...
Jan. 17, 2019
Top Overlooked Tax Deductions (Part 2)
Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportuniti...
Jan. 15, 2019
Top Overlooked Tax Deductions (Part 1)
Yes, tax reform eliminated or drew back a lot of popular write-offs. It is also true that many more people will now take the standard deduction instead of itemizing. But there are still plenty of hidden tax-saving opportuniti...
Jan. 12, 2019
10 Ways to Prepare for Tax Season
A special bonus for our listeners is the full radio broadcast of our Saturday, January 12th, 2019 show! Ralph discusses the top tens ways to prepare for tax season as the filing season preparations surge forward. Submit your ...
Jan. 10, 2019
When You Can't Pay Your Taxes
If you find yourself with a tax bill instead of a refund, it is imperative that you take it seriously and do not push those anxieties to the side. Failure to pay can damage your credit score, cost you interest and additional ...
Jan. 8, 2019
When to Hire A Tax Professional
Tax season is coming! If you and your family are staring at a pile of unfamiliar forms that have you scratching your head, then it is most likely time to call in a professional. On today's show, Ralph discusses when and when...
Jan. 3, 2019
Recovering Financially From the Holidays
Are you feeling worse for wear as a result of holiday overspending in 2018? You are not alone. On today's show, Ralph reviews how to review, revise and assess your finances after a busy season of gift giving! Submit your ques...
Dec. 27, 2018
Check Your Withholding
The IRS has been warning filers all year to ensure they are withholding enough tax from their pay in order to avoid a surprise tax bill in 2019. On today's show, Ralph discusses how taxpayers can check their withholding statu...
Dec. 25, 2018
Taxpayer Advocate Service
One of the most dreaded actions taxpayers have to engage in occasionally if to try and get on the line with the IRS regarding a tax problem. From hours long wait times, complicated instructions and overwhelmingly complicated ...
Dec. 20, 2018
Taxpayer Bill of Rights
On today's show, Ralph reviews and simplifies the complexity of the taxpayer bill of rights which include the right to be informed, receive quality services and to pay no more than the correct amount of tax. Submit your quest...
Dec. 18, 2018
Year-End Tax Planning for Small Businesses
If you are a small business owner, Tax Day has a wholly different connotation than it does for most of America. While most working Americans, are excitedly anticipating the receipt of a big refund check, small business owners...
Dec. 13, 2018
IRS Offer in Compromise
Though the majority of Americans wind up getting a refund on their taxes, there are also those who end up owing money to the IRS once their returns are completed. If you are staring at a tax bill you know you ca not pay, do n...
Dec. 11, 2018
Upcoming New Year? Get Organized!
The new year is rapidly approaching and getting organized early can save you hours of hassles when it comes time to do your taxes or evaluate your finances. On today's show, Ralph discusses six ideas for how to get financiall...