Episodes
Dec. 3, 2017
Primary Care Options with Dr. Beth Renzulli
Imagine unhurried office visits, same day or next day sick appointments, and direct contact with your doctor. Not a fantasy, but an option under direct primary care physicians (DPC). On today's show, Ralph sits down with Dr. ...
Dec. 2, 2017
Radio Broadcast: December 2nd, 2017
Originally aired on Saturday, December 2nd, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph gives pointers for protecting yourself online, outlines some end of the year tax planning st...
Nov. 30, 2017
Feeling Charitable
Throughout the year, many taxpayers contribute money or gifts to qualified organizations eligible for tax-deductible charitable contributions. However, the rules surrounding charitable donations can often be confusing. On tod...
Nov. 28, 2017
Low-Tech Tips for Success
The first route many small businesses take when faced with problems is to look for the latest and greatest high-tech solution. Newer does not always mean better. Sometimes going the low-tech, even no-tech, route can wind up g...
Nov. 26, 2017
Paying Your Bills
If you are running a business, it does not matter whether you are an independent contractor, new start-up, or or established business owner, managing accounts payable is a key part of your everyday hassle. It’s tedious, it’s ...
Nov. 25, 2017
Radio Broadcast: November 25th, 2017
Originally aired on Saturday, November 25th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, Ralph discusses charitable giving for the tax-minded individual, speaks with Dr. Beth Renzulli of...
Nov. 24, 2017
Top Five IRS Red Flags
A tax audit is unlikely for most Americans, as fewer than 1% of tax returns are audited each year; however, there are some factors that could make your tax return more likely to attract the IRS's attention. On today's show Ra...
Nov. 22, 2017
Small Business Funding with Pango Financial
Ralph sits down with Candice Caruso of Pango Financial to discuss some new and innovative funding options for small business owners and entrepreneurs. To learn more about Pango Financial's DreamSpark Plan, visit www.pangofina...
Nov. 19, 2017
Military Tax Breaks
Life in the military can demand sacrifice: some personal, some financial. Although nothing can make up for the hardship, the government does offer some special tax breaks for military professional to alleviate some of that bu...
Nov. 18, 2017
Radio Broadcast: November 18th, 2017
Originally aired on Saturday, November 18th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show Ralph talks IRS red flags, tips for paying your bills and interviews Candice Caruso with Pango Fin...
Nov. 16, 2017
Getting Paid
One of the most important aspects of your small business is getting paid. On today's episode, Ralph outlines some steps to help manage and collect on you accounts receivable, ensure you have a steady cash flow and keep happy ...
Nov. 14, 2017
Small Business Tips
Opening your own business is often a tough and learn-as-you-go process. But, the more smart decisions you make early on, the better chance your company has for success. On today's show, Ralph discusses five tips for small bus...
Nov. 9, 2017
Part 2: Listener Questions
In part two of our FAQ series, Ralph answers more listener questions we received in time for our premiere week of shows. He discusses employer retirement plans, outlines the differences between employees and contractors, and ...
Nov. 7, 2017
Part 1: Listener Questions
Ralph takes listener questions we received in time for our premiere week of shows. He discusses the best way to fill out a W4 form, implications of cashing out your retirement and what tax documents you need for the upcoming ...
Nov. 4, 2017
Radio Broadcast: November 4, 2017
Today's first show aired on Saturday, November 4th, 2017 on WILM 1450 in Wilmington and WDOV 1410 in Dover, Delaware. On today's show, the host Ralph V. Estep Jr. introduces himself and his business, discusses what you can ex...
Nov. 2, 2017
About Ralph
In this episode, the host of Ask Ralph, Ralph V. Estep Jr., introduces himself and his business, explains why he is doing a podcast and outlines what you can expect in future episodes. For more information about Ralph and the...
Nov. 1, 2017
Notices, Notices
If you get an unexpected letter from the Internal Revenue Service it can be quite a shock. If it isn't your refund check, then your pulse is probably rising. So what’s the first piece of advice? Don’t panic! The second piece ...