Episodes
Dec. 6, 2018
Franchising Success: Before You Sign
The franchise agreement is the legal agreement that creates a franchise relationship between a franchisor and a franchisee. As a franchisee or prospective franchisee, the franchise agreement is the most critical document to y...
Dec. 5, 2018
Franchising Success: Disclosure Docs (Part 3)
To ensure that franchises are giving prospective franchisees the proper amount of information needed to make an educated decision, the agency mandates that a Franchise Disclosure Document (FDD) be provided to the prospective ...
Dec. 4, 2018
Franchising Success: Disclosure Docs (Part 2)
The FTC requires every franchisor to provide a franchise candidate an FDD which includes 23 Items and exhibits, including the franchisor financials and franchise agreement. The intent of disclosing this information is to enab...
Nov. 29, 2018
Franchising Success: FDD and Me
Franchising has been and from time to time can be, a shady business. In the past, due to a lack of protections and regulations regarding franchising, distrustful individuals have made use of franchising to run scams. As a res...
Nov. 28, 2018
Franchising Success: Selecting a Franchise
With scores of franchise systems operating in dozens of industries, there is no shortage of choices for people interested in buying a franchise. At the same time, the numerous choices can make that decision a challenge for ev...
Nov. 27, 2018
Franchising Success: Finding the Right Opportunity
When considering any new investment, you (should) have a million questions, and getting started in franchising is no exception. What is the best industry? What is the best model? What are the start-up costs for franchises? Ho...
Nov. 22, 2018
Franchising Success: Is it Right for You?
When determining whether or not franchising is the right path to business ownership for you, there are things that must be consider.To continue our series on franchising, Ralph discusses how best to weigh the options when cho...
Nov. 21, 2018
Franchising Success: Business Model
On today's show, we continue our series on 'Franchising Success' with a detailed discussion from Ralph into what types of business models exist for franchisors and how best to pick the right model for you. Submit your questio...
Nov. 20, 2018
Franchising Success: The Costs
Multiple mistakes can deter your path to success when venturing into the franchisor field, but with insight and hard work, those missteps can become stepping blocks to growth. On today's show, Ralph continues our series with ...
Nov. 15, 2018
Franchising Success: Pros & Cons
According to the International Franchise Association , the total number of franchises in the America is approximately 800,000 as of 2016 and employ about 9.1 million people. Franchising is no small business and should be deci...
Nov. 14, 2018
Franchising Success: The Basics (Part 2)
In part two of the basics of franchising as a part of our 'Franchising Success Series' that looks into the wonderful world of franchising, Ralph discusses ins and outs of beginning a franchise and how best to start on today's...
Nov. 13, 2018
Franchising Success: The Basics
Franchising is a wonderful option for people wishing to enter into business for themselves. While many people succeed, many also fail for reasons the in a lot of cases can be planned for and overcome. On today's show, Ralph o...
Nov. 10, 2018
Interview with Jodi Lynn Collins of Informed Touch Massage Therapy
A special bonus for our listeners is the full interview with Jodi Lynn Collins, a licensed massage therapist practicing in northern Delaware to discuss her work and how she helps her patients. Jodi specializes in sports massa...
Nov. 8, 2018
What's the New AMT?
In coordination with the recently passed tax reform laws rolled out by the Tax Cuts and Jobs Act, the alternative minimum tax or AMT has been revised! Good news for those taxpayers taken by AMT surprise. On today's show, Ralp...
Nov. 6, 2018
Is Rent to Own Right for You?
Rent to own deals look and feel a lot like regular home buying, but renter-to-owners need to know the facts when making these decision. On today's show, Ralph talks about the risks and rewards of being in a rent to own relati...
Nov. 1, 2018
Preparing for the Unexpected: Spouse Death
Among the risks that married couples face in retirement, this one is unavoidable: unexpectedly becoming a widow or widower. On today's show, Ralph discusses the difficult but important concept of financial preparation for cou...
Oct. 30, 2018
Renter's Insurance Basics
On today's show, Ralph continues his insurance FAQ series with a segment on renter's insurance by outlining what it is, how it helps and why it is a good idea for new and veteran renters. Submit your questions or ideas for fu...
Oct. 25, 2018
What is An Umbrella Policy?
On today's show, Ralph talks insurance, specifically umbrella policies both as the ultimate level of liability insurance but also as a fail-safe for your assets. Submit your questions or ideas for future shows, tweet us at @a...
Oct. 23, 2018
Basics of Homeowner's Insurance
Are you looking to a home? On that gigantic to-do list, you should make sure to shop around for homeowner's insurance. On today's show, Ralph discusses the ins and outs of shopping around for homeowner's insurance. Submit you...
Oct. 18, 2018
Inherited IRAs by a Non-Spouse
On today's show, Ralph discusses the need to know elements of inherited IRAs by non-spouses which can create opportunities for its recipients and risks come tax time. Submit your questions or ideas for future shows, tweet us ...
Oct. 16, 2018
Great Debate: Contractor vs. Employee
Individuals who work for themselves are treated differently than employees, but the distinction is sometimes very hard to make. After the passage of the 2017 Tax Act and the possible benefits of contractor labor classificatio...
Oct. 11, 2018
Cancellation of Debt Triggers Income
Owners, borrowers, and guarantors must consider tax implications when seeking debt relief, as many strategies may trigger cancelation of debt (commonly known as COD). On today's show, Ralph outlines what cancellation of debt ...
Oct. 9, 2018
The Risk in Using Free Charging Stations
On today's show, Ralph discusses the dangers of using public USB charging stations and what you need to know to keep yourself and your data dafe. Submit your questions or ideas for future shows, tweet us at @askralphmedia or ...
Oct. 4, 2018
What is Step-Up Basis?
A step-up in basis can be a very good thing at tax time. The term relates to capital gains tax and can save you considerable money should you ever decide to sell an asset or property that you've inherited. On today's show, Ra...